Credit

Free Credit Report

How to get a free credit report.

Collection Agencies

What to do if they contact you.

Credit Scams

Don’t get ripped-off by loans that you pay for, instant loan checks in the mail, and credit repair scams.

Credit Card Disputes

How to resolve Billing Disputes and errors with your credit card company. You can also dispute charges for Defective and Misrepresented Goods directly with the merchant.

Review Your Credit Report and Correct Errors

How to get your credit report, review it, and correct errors.

Security Freezes

A security freeze stops the major credit reporting agencies from sharing your credit information with potential creditors.

Fraud Alerts

A fraud alert is a warning to potential creditors that your personal identifying information has been compromised.

Credit Denial

What to do if you are turned down for a credit card or loan. How companies decide who to give credit to. Credit scoring systems.

How to Improve Your Credit Record

Improve your credit report and keep up a good credit history. Avoid credit repair scams.

Establishing Credit

How to get your first credit card or loan and manage credit responsibly.